8. Do I need to seek compensation if I have my own health insurance?

It’s normal to think that you do not need to seek compensation if you have your own health insurance. The reality is that having your health insurance does not deprive you of the right to seek compensation. As long as another person’s negligence caused the accident, you are entitled to recover all damages resulting from your injury. Besides, medical bills are not the only damages you can recover. There are often other losses, such as lost wages and pain & suffering, that come with a motorcycle accident. Most of these losses cannot be covered by your health insurance or any other means.