8. Is it okay to settle with the insurance company?

No, you should never agree to settle an injury claim without an attorney. When you file a claim after a car crash, one thing the insurance company knows is that you desperately need money. With your financial burden piling, they know that you’d rather have the cash now and they will want to settle with you in the absence of an attorney. Don’t fall for this trick. The fact that they are willing to settle is a clear indicator that they don’t have any reason to deny liability. It is always a good idea that you seek legal counsel to ensure that you get the maximum amount your claim is worth.