If you live in the Sunshine State and drive a car, you’ve probably heard that Florida is a “no-fault” car insurance state. What that means is that anyone who owns a car in Florida must have a personal injury protection (PIP) policy. This is insurance coverage that provides quick and easy compensation for accident victims (regardless of fault), thereby reducing the number of personal injury lawsuits brought by car accident victims. Typically, PIP policies cover a certain amount of the resulting damages, such as medical bills, funeral and burial expenses, and lost wages. It is important to bear in mind that PIP only pays up to a certain amount.
